Self Employed
Self Employed Income Programs
Qualifying for a mortgage loan by using alternative income documentation such as 12-24 months consecutive bank statements, 1099s, and Assets.
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Bank Statement Income
Making an income determination with 100% Personal Account Deposits and 50% Business Account Deposit (12-24 consecutive months).
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1099/ Contractors
Tailored to meet the unique needs of borrowers who are classified as independent contractors and gig workers by using a 12-month total average to determine qualifying income (10% expense factor added) Making an income determination with 2 years of 1099s plus YTD.
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Asset Mortgage
Use your personal and business assets to qualify for a home loan.Ideal for retired individuals, investors, and entrepreneurs. Use Liquid Assets to Qualify for a home loan such as checking, saving, stocks, IRA, 401K, and more..
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Jumbo Loan
Qualify with Full Doc or Bank Statements income.High LTV’s no MI.
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Stated Second Mortgage
Maintains the integrity of the existing first mortgage while offering an additional borrowing option. FICO scores as low as 660, up to 85% LTV/CLTV, and loan amounts reaching $550K.
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P&L Loan
Profit and Loss (P&L) Loan Program—a specialized mortgage solution that
uses 12-month Profit and Loss statements for qualification.
Our Commitment
“Driven by a passion to see our clients succeed, we at Envision Lending go beyond the transaction. We’re committed to providing personalized, hands-on support to navigate the complexities of property lending. Because when you succeed, we succeed.”
