Investor
Investor
Income Producing Properties/ Non-Owner Occupied.
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Investor Cash Flow/ DSCR
Debt Service Coverage Ratio loan allows you to use present cash flow from rental property income to qualify vs. traditional proof of income.
-Long Term Rental: Offering 5, 10, and 30-year terms on all rental properties.
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Bridge Loans
Are short-term loans, typically taken out for a period of 2 weeks 3 years pending the arrangement of larger or longer-term financing.
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Fix & Flip
Fix-and-flip loans are short-term loans used by real estate investors to purchase and improve a property to then sell for a profit or refinance. These improvements range from minor renovations to a complete reconstruction of an existing home.
-Purchase Loan: Short Term 12-24 Month Loan to purchase and repair an investment property. Terms are determined by your experience, project, credit, and liquidity.
-Purchase & Rehab: Best Loan Option for an investor or entrepreneur that has contracted to purchase an investment property that needs repairs.
-Refinance for Rehab: Excellent opportunities to quickly access your equity and funds needed to repair your investment. This refinance loan offers (Rate & Term, Rehab, & Cash-Out options also available)
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Multifamily
5-24 Units: Singe Asset Entities, down to 625 Mid FICO.
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Ground Up Construction
Up to 85% LTC (land and construction) Up to 70% of the After-Build Value.
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Condotel
A Condotel is a unique type of residential and rental property. They are typically units within a condo property that are sold to individual owners and have the amenities of a hotel. They are popular in touristy areas or where there is a high demand for hotel rooms and rental properties
Our Commitment
“Driven by a passion to see our clients succeed, we at Envision Lending go beyond the transaction. We’re committed to providing personalized, hands-on support to navigate the complexities of property lending. Because when you succeed, we succeed.”
