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Bridge Loan

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Bridge Loans

Are short-term loans, typically taken out for a period of 2 weeks 3 years pending the arrangement of larger or longer-term financing

Short Term Financing on an investment property, Bridge loans afford the opportunity to use your equity with flexibility.

Key Factors:

  • As-Is appraisal only, no ARV
  • Rural Property allowed on case-by-case
  • Minimum FICO 660
  • Foreign National Eligible
  • Minimal experience required
  • 12-18 month loan term

Business Purpose Bridge

  • N/O/O – SFR’s, 2-4 units, Condos, Townhouses, Condotels, SFR Care Facilities
  • 12-24 Month Terms - I/O No Prepay
  • Loan Amounts $100K-$8M
  • 600 Minimum Fico Score – East Coast Minimum 600
  • 1 Day out of BK or Foreclosure – OKAY
  • Foreign Nationals - OKAY
  • Purchase Max LTV 80% - Refinance Cash Out Max LTV 75%
  • No Income Verified
  • Gift Funds and Gift of Equity - OKAY
  • No DSCR!
  • Renters Buying or Refinancing Investment Properties – OKAY
  • Loan amounts greater than or equal to $1,500,000, a borrower paid second appraisal must be obtained
  • SFR Used as a Care Facility up to 75% LTV

Our Commitment

“Driven by a passion to see our clients succeed, we at Envision Lending go beyond the transaction. We’re committed to providing personalized, hands-on support to navigate the complexities of property lending. Because when you succeed, we succeed.”