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DSCR

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Investor Cash Flow/ DSCR

Debt Service Coverage Ratio loan allows you to use present cash flow from rental property income to qualify vs. traditional proof of income.
-Long Term Rental: Offering 5, 10, and 30-year terms on all rental properties.

  • Qualification based on property cash flow
  • Credit Score starting at 660
  • Up to 80% Loan to Value
  • 40year fixed rate interest only available
  • Loans upto $3 Million
  • No limitation on number of properties
  • Purchase and cash out or rate/term refinance
  • Properties can be in the name of a LLC
  • Non-warrantable condos allowed
  • Short term rentals allowed

Our Commitment

“Driven by a passion to see our clients succeed, we at Envision Lending go beyond the transaction. We’re committed to providing personalized, hands-on support to navigate the complexities of property lending. Because when you succeed, we succeed.”